FINQware - Bucharest, Romania

Our product is an API middleware platform with a single point of contact (API/SDK) for output to different businesses, including enterprises, banks, and fintechs. For input, we leverage PSD2 APIs from banks, custom data exposure APIs, and product wrapping APIs. These are seen as "skills" and the data is enriched in our infrastructure before being exposed at the output end. This allows tenants to build frontend applications and services that create value. Additionally, we are creating "skills" by digitalizing sales origination processes with financial providers, which in turn feeds cross-border financial marketplaces (e.g. digital wallets, online e-commerce businesses) with a new revenue stream from commissions on financial product sales. This increases the distribution coverage of banks and financial providers, by creating a new channel to acquire customers.